Best Home Warranty Companies in New Hampshire (2023)

New Hampshire homeowners expect their homes to provide the same degree of comfort on the coldest day in January as on the hottest day in July. Enrolling in a home warranty plan is one way to prepare yourself for the financial demands of homeownership, especially if you don't already have the savings to cover major repairs.

A home warranty is a service contract for which homeowners pay a monthly fee and an agreed-upon service call fee each time they file a claim. Home warranties cover repair and replacement costs of interior components of your home, such as appliances and built-in systems, when they break due to normal wear and tear from everyday use.

We at the Guides Home Team have combed the industry and thoroughly reviewed the most popular companies to determine the best home warranty companies in the United States and the top providers for New Hampshire homeowners.

See how New Hampshire's best home warranty companies compare on key metrics.

* Range demonstrates the least expensive plan to the most expensive plan.** A service fee is a one-time payment typically in the range of $65.36–$76.38, with some fees being as high as $150. This fee covers the service you receive and is typically paid directly to your service contractor.

Note: We received the pricing information in this article from each company for a single-family home smaller than 5,000 square feet in Brookfield, N.H. Your quote may differ depending on the location of your home, its square footage and your coverage selections.

Availability: 49 (all but Alaska)Year founded: 1971

American Home Shield (AHS) is among the more expensive providers featured on this list, but homeowners who choose AHS have access to higher-than-average coverage caps, comprehensive policies and the peace of mind that they have chosen the seasoned and reliable founder of the home warranty industry.

AHS has three plan options for customers to choose from. ShieldSilver offers coverage exclusively for built-in systems such as your main breaker and fuse panel box, heating unit and interior plumbing lines. ShieldGold covers everything in ShieldSilver and adds coverage for appliances such as your refrigerator, range and dishwasher. ShieldPlatinum covers all of the items in ShieldGold plus roof-leak repairs. Compare all three plans below.

AHS offers a small selection of additional coverage items, including the following:

American Home Shield's plan prices range from roughly $56–$91 per month depending on the service call fee you select. Compare the monthly plan costs below.

Get a quote: To request a personalized quote from American Home Shield, call 844-529-9298 or use this quick online tool.

To learn more: American Home Shield Review

Availability: 50Year founded: 2019

Liberty Home Guard is newer to the home warranty industry than many of the other providers featured on this list, but it has found a competitive edge by providing accessible customer service and an unmatched suite of add-on options.

Liberty Home Guard offers three standard plan options: an appliance-only plan, a systems-only plan and a combination plan that covers both built-in systems and appliances. You can review how the plans compare in the table below.

Liberty Home Guard's 30 add-on options include the following items:

Liberty Home Guard has a variable service call fee that will fall within the range of $65–$125, depending on the plan you select and your location. It's important to note that Liberty Home Guard is not transparent about the service call fee during the quote process, so you will need to ask a representative directly for further clarification when you request your quote. You can compare the costs of each plan below.

Get a quote: To request a free quote from Liberty Home Guard, fill out this simple form.

To learn more: Liberty Home Guard Review

Availability: 48 (all but California and Hawaii)Year founded: 2009

America's 1st Choice Home Club (AFC Home Club) offers more diverse plan options than any other provider on the list. While other providers typically offer two to three plan options, AFC Home Club stands out for its four plans, including two combination plans.

AFC Home Club's four plans are outlined in the table below. The Silver Plan covers only appliances, while the Systems Plan covers only systems. The Gold Plan combines the Silver and Systems Plans into one package. The Platinum Plan takes it one step further by covering plumbing stoppages, faucets, ice makers and built-in microwave ovens.

AFC Home Club offers 11 optional coverage items:

AFC Home Club's plans range from $29–$50 per month depending on your chosen plan and selected service call fee. Compare the monthly rates from our sample quote below.

Get a quote: To request a personalized quote from AFC Home Club, fill out this easy form.

To learn more: AFC Home Club Review

Availability: 46 (all but Nevada, New Mexico, Washington and Wyoming)Year founded: 2012

Select Home Warranty is a budget-friendly option for homeowners who want to keep their monthly home warranty expenditures less than $50 per month. Not only are Select's plans affordably priced, but all plans include limited roof-leak protection, which isn't offered by many other providers in the home warranty industry.

Similar to Liberty Home Guard, Select Home Warranty offers three standard plan options. Bronze Care covers appliances such as your refrigerator and cooktop, while Gold Care covers built-in systems such as your air conditioning and heating system. Platinum Care covers all items in both of the basic plans and adds coverage for garage door openers and plumbing stoppages.

Select's add-on options include coverage for the following:

Select's plans range from $41–$47 per month and come with a $75 service call fee.

Get a quote: To request a free quote from Select Home Warranty, call 888-370-3956 or use this simple online tool.

To learn more: Select Home Warranty Review

All of the providers featured on this list have earned their place due to their strength in comparison to competitors. With that said, our team recommends that you request a quote from several providers on this list, compare them for yourself and carefully read all of the sample contracts so that you make the best and most informed choice for your needs.

American Home Shield stands out not only for its comprehensive policies but its inclusion of items typically excluded by other providers, such as rust and corrosion damage. Select Home Warranty allows budget-conscious customers to access affordable plans that don't compromise the amount of coverage provided to both built-in systems and appliances.

A home warranty that costs $500 annually will cost an average of $42 per month. Based on the providers on this list, this $42 figure will force you to choose a basic plan option that covers only appliances or built-in systems. That might be an attractive option to you if you are most concerned about the cost of HVAC repairs but all of your appliances are in good shape.

No. Many home warranties will stipulate an initial 30-day waiting period between signing your service agreement and beginning home warranty coverage. If your appliance or system breaks before coverage begins, you should not count on reimbursement.

The Home Service Club has only a 10-day waiting period, which is much shorter than the typical 30-day waiting period.

Many home warranty providers will cover older HVAC units, but you will need to read the service contract to figure out how much you can expect to be credited towards a replacement system should your old one be irreparable. Some providers may also request detailed maintenance records for older systems to prove that the system hasn't fallen into disrepair due to neglect.

Our team created a comprehensive rating system to rank providers based on objective factors. We researched each company by speaking with company representatives, reading sample contracts, and analyzing and comparing consumer reviews. We deepened our research by gaining homeowner insights through surveys and focus groups.

After collecting data, we scored each provider in the following categories: plan options, cost, trustworthiness, customer service, state availability, additional benefits and coverage specifics.

Roxanne Downer has more than 15 years as a news, finance and lifestyle writer and editor. A graduate of the University of Pennsylvania, she has previously worked at Deutsche Bank, BNY Mellon, Financial Week and MSN Money.